:root{--navy:#06254a;--navy2:#0b315c;--gold:#b4934f;--cream:#f7f4ed;--ink:#202833;--muted:#66717c;--line:#dfe3e7}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:inherit}.wrap{width:min(1140px,92%);margin:auto}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.nav{min-height:92px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.logo img{display:block;width:250px;max-height:72px;object-fit:contain;object-position:left center}
nav{display:flex;gap:21px;align-items:center}nav a{text-decoration:none;font-size:13px;color:var(--navy);font-weight:600}
.navbtn,.button{display:inline-block;background:var(--gold);color:#fff;text-decoration:none;padding:12px 19px;font-weight:700;border-radius:2px}
.hero{background:linear-gradient(112deg,var(--navy),var(--navy2));color:#fff;padding:100px 0 108px}
.eyebrow{text-transform:uppercase;letter-spacing:2.2px;font-size:11px;font-weight:800;color:var(--gold)}
.hero h1{font:normal 56px/1.08 Georgia,serif;max-width:760px;margin:15px 0 22px}.hero p{max-width:700px;font-size:19px;color:#e7edf3;margin:0 0 31px}
section{padding:76px 0}h2{font:normal 39px/1.15 Georgia,serif;color:var(--navy);margin:9px 0 18px}h3{font:normal 25px/1.2 Georgia,serif;color:var(--navy)}
.intro{text-align:center;max-width:830px;margin:auto}.intro p,.card p,.content p{color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:23px;margin-top:40px}.card{border:1px solid var(--line);padding:32px;background:#fff;border-top:3px solid var(--gold)}
.card a{color:var(--navy);font-weight:700;text-decoration:none}.soft{background:var(--cream)}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center}.bio{background:#fff;border:1px solid var(--line);padding:42px;border-left:4px solid var(--gold)}
.bio h3{font-size:31px;margin-top:0}.cta{text-align:center;background:var(--navy);color:#fff}.cta h2{color:#fff}.cta p{max-width:720px;margin:0 auto 26px;color:#dfe7ee}
.page-hero{background:var(--cream);padding:68px 0}.page-hero h1{font:normal 47px Georgia,serif;color:var(--navy);margin:8px 0}.page-hero p{max-width:780px;color:var(--muted);font-size:18px}
.content{max-width:830px}.content h2{font-size:31px;margin-top:38px}.contact-box{border:1px solid var(--line);border-left:4px solid var(--gold);padding:30px;margin-top:34px}
footer{background:#06192d;color:#c7d0da;padding:48px 0 28px;font-size:13px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:start}
.footer-logo{width:260px;filter:brightness(0) invert(1);opacity:.95;margin-bottom:12px}.footer-grid strong{color:#fff}.disclaimer{border-top:1px solid #304258;margin-top:30px;padding-top:22px;color:#9ca9b5;font-size:12px}
@media(max-width:850px){nav{display:none}.nav{min-height:80px}.logo img{width:215px}.hero{padding:70px 0}.hero h1{font-size:41px}.cards,.split,.footer-grid{grid-template-columns:1fr}.split{gap:32px}section{padding:56px 0}}